PennyWalletPersonal Finance Tracker for Obsidian

Log expenses, income, transfers, credit card payments, and refunds as plain Markdown files in your vault.

Plain Markdown Storage

All data stored as .md files and a .json config — no proprietary database, no binary files. Fully portable and Git-friendly.

Expense, Income, and Transfer — with credit card payments as transfer categories and refunds as negative expenses.

Use the URI handler to pre-fill the transaction form from iOS Shortcuts or any URL-capable app for one-tap mobile entry.

Dashboard with account balances, Chart.js category pie charts, and multi-month income/expense and net asset trend charts.